I cleared all data for play store, google services. I uninstalled wallet and dual apps (just in case).
Afterwards I installed a dual app that is important for me (My CU of Vodafone.greece) I did the initial login successfully and then I got onto this
This is the only dual app that I have.
Installed Google wallet again and the problem persists.
In case nobody else reports the same problem a factory reset is inevitable.