My bank isn't part of Android Pay yet but they do provide an app where I can use Tap&Pay. I'm wondering if anyone has experienced with Tap&Pay (using bank app) on xiaomi.eu.
Yes, I did. With my bank (Santander) app.
Settings --> More: 1) Enable NFC. 2) In "Secure element position" choose "Use HCE Wallet". 3) In "Tap and pay" choose the wallet app you use. And, of course, in permissions, allow your wallet app to access NFC